car accident that you did not cause is still a car accident that will be a problem
for you. Plenty of issues and complications are sure to arise, but you
can try to mitigate them by knowing what to do ahead of time. Otherwise,
you might find yourself simply guessing and making mistakes after being
in a collision.
Here is a quick list of the most important things to do after being in
a car accident that wasn’t your fault:
Keep calm: Knowing who struck you and collecting identifying information – IDs,
license plates, and insurance information – can be useful but it
is not absolutely necessary. Since Michigan is a no-fault insurance state,
your own auto insurance should kick in and provide no-fault benefits for
economic losses regardless of who caused the collision. This form of insurance
law is particularly helpful for
hit-and-run accidents or those caused by an uninsured driver. All in all, knowing that you should
be eligible for some sort of coverage no matter what should help you stay
calm after the crash.
Treat: If you need medical care after being in an accident, seek it out as soon
as possible. You should not jeopardize your health by denying medical
treatment. Do not be concerned about the potential cost when your wellbeing
is at risk. Also, delaying or denying medical care could increase your
liability for any resulting damages.
Inform: Probably most people in your life are going to want to know about your
car accident, but the one party that
needs to be told sooner than later is your own
insurance company. Ideally, you will tell your insurer no more than an hour after the car
accident happens so it does not seem like you are trying to hide details.
Just make certain you do not admit any fault or even apologize for what
happened, as this could be considered an admission of guilt.
Contact: As it has been mentioned, the average car accident claim can become rife
with complications, especially if the liable party is trying to duck their
accountability. Understanding the legal considerations can also become
problematic if you are not well-versed in your state’s liability
laws. To be safe, it is recommended that you
contact a personal injury lawyer for guidance and representation, if needed. Many people actually call
an attorney before notifying their own insurer, just to make certain they
do not say the wrong thing.
Goodman Acker P.C. has more than 75 years of combined legal experience,
much of it focused on car accident cases in particular. Call
248.793.2010 to connect with our firm’s Detroit car accident attorneys. During a
free consultation, we can explain how our services benefit you after being in a car accident
that was not your fault so you can get pointed in right direction.