Social Security provides the safety net many people rely on when a disability
prevents them from working or earning an income as you did before. While
the Social Security system is a defining American social insurance program,
it is not always an easy one to navigate. This is especially true for
disabled individuals who may just be starting to explore Social Security
in order to secure the benefits they need, but may not be sure where to
start. Often, our Detroit Social Security disability attorneys at Goodman
Acker, P.C. hear from clients who don’t know if they should be pursing
Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI).
As a nationally regarded law firm that has recovered millions of dollars
in compensation for the injured and the disabled since 1994, Goodman Acker,
P.C. understands that pursing Social Security benefits following a disability
can be an overwhelming process. This is why our attorneys take the necessary
time to fully explain how these programs work, what rights our clients
have, and how we can help them take the appropriate steps to securing
much needed benefits.
To help local residents gain a better understanding of
Social Security Disability, we have put together some information about the differences between SSDI and SSI.
SSDI – Social Security Disability Insurance is what most people refer
to when they say “Social Security Disability.” This benefit
is similar to an
insurance program, and you are eligible for SSDI benefits when you are disabled
and when you have paid Social Security taxes while working in the past.
In order to collect SSDI benefits,
you must have worked enough and recently enough to qualify. Social Security Disability benefits for most people are handled at national
SSI – Supplemental Security Income is a federal welfare program. As
such, there is a limit on the amount of "assets" you may have
in order to receive any payment at all. Also, the monthly amount of SSI
benefits depends on your
income from all sources, including the amount of your Social Security Disability
benefits. All SSI benefits are processed at your local Social Security
Office. Benefits of those people who are over age 55 are processed in
regional payment centers.
While both SSDI and SSI require a person to be disabled in order to receive
benefits, these benefits are calculated differently depending on the program.
When distinguishing between the two, it is important to remember that
Supplement Security Income is a need-based program, and requires that
you have limited assets and limited income. Social Security Disability
Insurance, on the other hand, is funded through payroll taxes, which means
that you must have paid enough and long enough into the system through
payroll taxes during the time you were employed.
At Goodman Acker, P.C., our legal team helps disabled individuals fully
explore their options for securing the appropriate benefits and maximizing
those benefits as much as possible. Aside from helping clients determine
their level of disability, we also help determine what program is best
for their situation, and guide them step-by-step through the process.
Our focus always remains on personalized service, handling of all legal
work, and a goal to secure the most favorable outcome possible.
If you are unsure as to what program to pursue benefits under following
a disability, or have questions regarding your case and what our firm
can do to help,
contact us today to speak with a member of our legal team during a FREE consultation.