Social Security disability benefits can provide the financial assistance
you need when a disability prevents you from earning a living. By applying
and qualifying according to the nature of your disability and other requirements,
you can will be awarded monthly benefits under SSDI, or in some cases
Supplemental Security Income (SSI). In addition to monthly disability
benefits, you may also be eligible to recover additional financial support
for the time you apply to the date your disability application is approved
in the form of back payments.
Goodman Acker, P.C. has been committed to protecting the rights and futures
of clients with injuries and disabilities since 1994. During that time,
we have leveraged over 75 years of collective experience to help maximize
the compensation and benefits our clients receive. This includes exploring
all potential avenues for financial support. During the Social Security
disability and SSI process, this means our lawyers also explore whether
clients may be eligible for SSDI / SSI back pay.
What is Back Pay?
When you apply for either Social Security Disability Insurance or Supplement
Security income, there is a possibility you might be owed back pay, or
back due benefits, once your application is approved. Back payments for
each work as follows:
SSDI – For Social Security Disability benefits, regardless of how long
you have been disabled, the furthest back you might be entitled to back
due benefits is 12 months prior to your most recent application date.
Additionally, a “five month waiting period” means that you
will not be eligible to receive any benefits from beginning of your disability
through the first five months. For example, if Social Security determines
on January 1, 2017 that you became disabled on January 1, 2016, the first
month you would be eligible for back pay would be June 2016. The first
five months of disability, January through May 2016, are not eligible
for back due benefits due to the five month waiting period.
SSI - SSI back pay is only paid from the first full month following the determined
date of disability, but not prior to your most recent application filing
date. For example, if you filed for SSI benefits on January 2, 2016, claiming
and being found disabled as of November 18, 2015, the first month that
you could receive an SSI payment would be February 2016. This is due to
the fact that SSI benefits are not payable prior to the date of application
and the first full month.
Social Security process can be lengthy, back due benefits are essential in recovering
financial support for the months between the time your application was
submitted until it was finally approved. In some cases, disabled individuals
who apply for SSDI benefits may also be eligible for retroactive benefits.
These benefits are paid for the time between your disability onset date
and the time you applied for Social Security disability benefits, which
you would have been entitled to receive if an application was filed earlier.
How back due benefits are dispersed will depend on the type of program
you were approved for. For SSDI only, Social Security will likely issue
one lump-sum payment for the entirety of your back due benefits. For SSI,
or both SSI and SSDI, back due benefits are typically dispersed in three
payments separated by six months. Some exceptions are made for disabled
individuals to receive a lump-sum back due benefit payment.
Back due benefits are an essential part of the financial support you need,
and our Detroit Social Security disability lawyers can help you better
understand how they work, whether you may be entitled, and how these back
due payments are calculated during a FREE consultation. We encourage you to
contact our team at Goodman Acker, P.C. today to learn more!