In the state of Michigan, drivers are legally required to carry some form
of no-fault car insurance. Established in 1973, this unique form of insurance
allows drivers to make a claim against their own insurance company, regardless
of who is at fault in a car accident. While the benefits you are supposed
to receive are extensive, collecting compensation can sometimes be easier
said than done. Here’s what you need to know about no-fault insurance
and the benefits you deserve after a car crash.
No-Fault Insurance Benefits
Your no-fault insurance is supposed to pay for your medical expenses, wage
loss benefits, replacement services, and the damage to other people’s
property after a car accident, regardless of fault. For severe injuries,
no-fault insurance provides victims of catastrophic injuries with lifelong
medical benefits, despite liability. In addition, a victim of a car accident
can pursue a tort liability claim against the at-fault driver to recover
financial losses not covered by their no-fault insurance.
The Dark Side of Insurance Companies
However, insurance companies aren’t always on your side. In fact,
their goal is usually to pay you as little as possible, because they’re
in the business of making money. In Michigan, like in other states across
the U.S., insurance companies use well-polished tactics to underpay or
keep from paying claims, even if it’s completely undeserved. Insurance
adjustors dispute claims and create delays, putting you under investigation
or sending you to an insurance company doctor to avoid having to pay out
If your insurance company isn’t paying your
personal injury claim, your best option is to call one of our
Detroit car accident attorneys today. At Goodman Acker, P.C., our team can provide top-notch legal guidance
and work tirelessly to get you the compensation you deserve. We represent
clients under a contingency fee basis, so you don’t pay until we
win a settlement or recovery.
Tune in to WXYZ to catch Good Decision with Diana Lewis and Goodman Acker.