Automobile accidents are always a bit jarring, especially if the other
motorist is not prepared for a crash. If you are in an accident with an
uninsured or underinsured driver, you could be left to deal with unreasonable
fees, even if the accident was not your fault. Learn more about underinsured
motorists and discover what you can do to protect yourself if you or someone
you love is injured in a crash.
About Car Insurance Requirements
All drivers are required to have a minimum of $20,000 worth of insurance
coverage before they take to the streets. This rule, outlined in the Michigan
No-fault Insurance Law, is one of the best in the nation at providing
protection for drivers across the state. However, plenty of people break
the law by driving without insurance or with insufficient coverage. Or,
sometimes the coverage the driver has simply does not cover the cost of
the accident, even if he or she has the legally required minimum. Serious
injuries or major vehicle damage can be expensive, and sometimes the at-fault
driver’s insurance coverage just isn’t enough.
Make Sure You Have Enough Protection
Even though the Michigan No-fault Insurance Law can do an excellent job
of protecting you after a crash, it may not always be enough. Instead
of relying solely on this law, experts recommend that drivers add a minimum
of $100,000 of underinsured motorist coverage to their policies. However,
if you do not have this coverage and an accident has already occurred,
you may need to take additional action.
At Goodman Acker P.C., our attorneys are passionate about advocating for
the rights of the injured. If you were harmed in an accident with an underinsured
motorist through no fault of your own, you may have a right to seek compensation
for the injuries not covered by insurance.
To learn more about how we can help protect you against underinsured motorists,
visit our TV video on WXYZ, Channel 7, in Detroit, and hear from Diana
Lewis for Goodman Acker.
To discuss your options with a personal injury lawyer, contact Goodman Acker P.C.