If you are injured or becomes seriously ill and are unable to work or provide
for yourself, you become what is known as “disabled.” Fortunately
for those who have been impacted in this way, you may be eligible to receive
benefits to help you live your life and make your expenses through what
is known as the Social Security program.
There are numerous types of benefits through this program, but the most
common of which is called Social Security Disability Insurance. This is
most frequently what people refer to when talking about “Social
Security Disability.” SSDI functions a lot like an insurance program,
where those who have paid into social security through their employment
may file a claim and collect benefits, so long as they fit qualification criteria.
In order to qualify, you must be disabled and have a monthly income below
the “substantial gainful activity” level, or less than $1,170
per month. This means that you may still be able to work in a limited
capacity and receive some SSDI benefits.
SSDI vs. SSI
Social Security Disability Insurance is frequently confused with another
program, known as Supplemental Security Income. The two programs are similar,
as you must be disabled in order to receive either one. However, Supplemental
Security Income is more of a welfare program than SSDI, meaning that you
don’t necessarily need to have paid into social security to collect SSI.
Applying For Benefits
In order to receive these benefits, you must submit an application and
make a claim with the Social Security Administration. Be advised, this
is not a fast process, and the average application takes 2-4 months in
order to reach a decision. During this time, the Social Security Administration
obtains medical records, requires that forms be completed by various individuals,
or even has you evaluated by one of their doctors to get a better opinion
of your condition. It’s important that you comply with these requests
as quickly as possible in order to minimize the delays between your filing
your application and receiving your federal benefits.
It’s not uncommon for claims to be denied. The application process
is complex, and errors in paperwork or omitted evidence to support your
claim may result in your application being rejected. However, you can
appeal your claim being denied. Michigan does not have a reconsideration
stage, but you do have the ability to file for an appeal within 65 days
of your receipt of the notice your claim has been denied.
It is advised that you seek the assistance of a skilled Detroit Social
Security Disability attorney for assistance when you need to file a claim
with any Social Security program. At
Goodman Acker P.C., we have more than 75 combined years of legal experience that we can bring
to the table to help you get the benefits you need to help you live your
life comfortably. We have a vast knowledge and familiarity with social
security laws, and we can help you maximize your chances of having your
claim accepted the first time.
Call Goodman Acker P.C. today at (248) 793-2010 and let us assist you with
your Social Security law needs, starting with a free consultation!