Detroit Personal Injury Lawyers Fighting For The Injured

3 Things You Should Never Say To An Insurance Adjuster

Although your insurance company would have you believe they’re looking out for your best interest, the truth is, they’re a business, and their central interest is in maintaining their bottom line. So, after a damaging car crash, you need to be careful what you say to your insurance adjuster in order to preserve your interests.

Before you speak with your insurance adjuster, you should always discuss your situation with your car accident attorney. With sound legal counsel on your side, you’ll be able to navigate the conversation with confidence, knowing precisely what you should avoid. However, it’s always good to know about the basics before that conversation begins.

If you need to discuss your crash with your insurance adjuster, remember to avoid saying these 3 things:

1. It Was My Fault

When you’re discussing your crash with an insurance adjuster, the last thing you want to do is tell them that you were partially at fault for the crash. Even if you think you might be to blame, you may not have all of the information to know for certain. Remember, the insurance adjuster is looking for ways in which you may be liable so that they can escape paying you as much. Before giving the adjuster any fuel to add to their fire, remember to keep your answers short and simple.

2. I’m Not Injured

Car accidents are almost always damaging, even if you don’t notice the harm right off the bat. Before you get ahead of yourself and tell your insurance adjuster that you weren’t injured, see a medical professional and discuss your situation with your attorney. Sometimes whiplash symptoms take weeks to appear, and some brain injuries and internal damage show latent signs as well. Plus, if you are suffering any type of emotional trauma or PTSD, it may take some time for those problems to appear. If you tell your insurance that you aren’t harmed, it will be extremely difficult to go back to them and correct yourself when your injuries become clear.

3. I Think…

Your insurance company doesn’t want to hear any speculation, they want facts. If you think you saw the other driver, or you think they ran the red light, they will take your hesitation as lack of confirmation. Instead of using this terminology, relay what you know you saw with confidence and with affirmative language. If you aren’t sure of certain details, it might be better to leave that information out entirely. If you aren’t sure what you should and shouldn’t share, always review your ideas with your attorney.

Read to get started? Contact Goodman Acker P.C. and ask about a free consultation.

Although your insurance company would have you believe they’re looking out for your best interest, the truth is, they’re a business, and their central interest is in maintaining their bottom line. So, after a damaging car crash, you need to be careful what you say to your insurance adjuster in order to preserve your interests.

Before you speak with your insurance adjuster, you should always discuss your situation with your car accident attorney. With sound legal counsel on your side, you’ll be able to navigate the conversation with confidence, knowing precisely what you should avoid. However, it’s always good to know about the basics before that conversation begins.

If you need to discuss your crash with your insurance adjuster, remember to avoid saying these 3 things:

1. It Was My Fault

When you’re discussing your crash with an insurance adjuster, the last thing you want to do is tell them that you were partially at fault for the crash. Even if you think you might be to blame, you may not have all of the information to know for certain. Remember, the insurance adjuster is looking for ways in which you may be liable so that they can escape paying you as much. Before giving the adjuster any fuel to add to their fire, remember to keep your answers short and simple.

2. I’m Not Injured

Car accidents are almost always damaging, even if you don’t notice the harm right off the bat. Before you get ahead of yourself and tell your insurance adjuster that you weren’t injured, see a medical professional and discuss your situation with your attorney. Sometimes whiplash symptoms take weeks to appear, and some brain injuries and internal damage show latent signs as well. Plus, if you are suffering any type of emotional trauma or PTSD, it may take some time for those problems to appear. If you tell your insurance that you aren’t harmed, it will be extremely difficult to go back to them and correct yourself when your injuries become clear.

3. I Think…

Your insurance company doesn’t want to hear any speculation, they want facts. If you think you saw the other driver, or you think they ran the red light, they will take your hesitation as lack of confirmation. Instead of using this terminology, relay what you know you saw with confidence and with affirmative language. If you aren’t sure of certain details, it might be better to leave that information out entirely. If you aren’t sure what you should and shouldn’t share, always review your ideas with your attorney.

Read to get started? Contact Goodman Acker P.C. and ask about a free consultation.