In the state of Michigan, drivers are legally required to carry some form of no-fault car insurance. Established in 1973, this unique form of insurance allows drivers to make a claim against their own insurance company, regardless of who is at fault in a car accident. While the benefits you are supposed to receive are extensive, collecting compensation can sometimes be easier said than done. Here’s what you need to know about no-fault insurance and the benefits you deserve after a car crash.
Your no-fault insurance is supposed to pay for your medical expenses, wage loss benefits, replacement services, and the damage to other people’s property after a car accident, regardless of fault. For severe injuries, no-fault insurance provides victims of catastrophic injuries with lifelong medical benefits, despite liability. In addition, a victim of a car accident can pursue a tort liability claim against the at-fault driver to recover financial losses not covered by their no-fault insurance.
However, insurance companies aren’t always on your side. In fact, their goal is usually to pay you as little as possible, because they’re in the business of making money. In Michigan, like in other states across the U.S., insurance companies use well-polished tactics to underpay or keep from paying claims, even if it’s completely undeserved. Insurance adjustors dispute claims and create delays, putting you under investigation or sending you to an insurance company doctor to avoid having to pay out your benefits.
If your insurance company isn’t paying your personal injury claim, your best option is to call one of our Detroit car accident attorneys today. At Goodman Acker, P.C., our team can provide top-notch legal guidance and work tirelessly to get you the compensation you deserve. We represent clients under a contingency fee basis, so you don’t pay until we win a settlement or recovery.
Diana Lewis for Goodman Acker: Are You Getting All the Benefits You Deserve After A Car Accident?
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If you have been wrongly injured, we would be happy to review the specific details of your case to determine how we can help.