The Penalties of Driving Without Insurance

Driving without insurance has always been costly for drivers—particularly when an accident occurs. However, if you’re involved in a car collision in Michigan and you’re uninsured, you might be facing a very expensive and unexpected penalty.

The Dangers of Being an Uninsured Driver

Due to Michigan’s no-fault laws, uninsured drivers can be held financially responsible for an accident even if they aren’t at-fault. This means that even if an uninsured driver is rear-ended, it’s the uninsured driver who ends up paying for the at-fault driver’s injuries. This is applicable even if the at-fault driver was drunk or texting. Worse, if there is a third party involved in the accident, the uninsured driver is financially liable for their injuries as well.

These damages can include:

• Medical bills
• Lost wages
• Property damage
• Pain and suffering

As stated, this rule doesn’t just apply to at-fault drivers. If you’re an uninsured driver in an accident, you could be spending a fortune on any passengers, pedestrians, or bicyclists involved in the accident.

In fact, you’re denied all no-fault insurance benefits and are unable to sue for your own injuries or vehicle damage. This means that you can’t be reimbursed for any lost wages or medical bills, even as the innocent party. Worse, you could be sentenced to jail for a year and pay fines up to $500.

Have Questions or Concerns? Contact Goodman Acker P.C.

When you’re dealing with Michigan’s complex traffic and insurance laws, it’s important to seek reliable counsel. At Goodman Acker P.C., we have experience dealing with Michigan’s no-fault laws and have recovered millions of dollars in compensation for our clients. Our Detroit car accident lawyers have over 75 years of combined experience and the knowledge to protect your rights in court.

Contact Goodman Acker P.C.at (248) 793-2010 to schedule a free consultation.