Automobile accidents are always a bit jarring, especially if the other motorist is not prepared for a crash. If you are in an accident with an uninsured or underinsured driver, you could be left to deal with unreasonable fees, even if the accident was not your fault. Learn more about underinsured motorists and discover what you can do to protect yourself if you or someone you love is injured in a crash.
About Car Insurance Requirements
All drivers are required to have a minimum of $20,000 worth of insurance coverage before they take to the streets. This rule, outlined in the Michigan No-fault Insurance Law, is one of the best in the nation at providing protection for drivers across the state. However, plenty of people break the law by driving without insurance or with insufficient coverage. Or, sometimes the coverage the driver has simply does not cover the cost of the accident, even if he or she has the legally required minimum. Serious injuries or major vehicle damage can be expensive, and sometimes the at-fault driver’s insurance coverage just isn’t enough.
Make Sure You Have Enough Protection
Even though the Michigan No-fault Insurance Law can do an excellent job of protecting you after a crash, it may not always be enough. Instead of relying solely on this law, experts recommend that drivers add a minimum of $100,000 of underinsured motorist coverage to their policies. However, if you do not have this coverage and an accident has already occurred, you may need to take additional action.
At Goodman Acker P.C., our attorneys are passionate about advocating for the rights of the injured. If you were harmed in an accident with an underinsured motorist through no fault of your own, you may have a right to seek compensation for the injuries not covered by insurance.
To learn more about how we can help protect you against underinsured motorists, visit our TV video on WXYZ, Channel 7, in Detroit, and hear from Diana Lewis for Goodman Acker.
Diana Lewis for Goodman Acker: What To Do After An Accident With an Underinsured Motorist
To discuss your options with a personal injury lawyer, contact Goodman Acker P.C. today.
We have been helping accident injury victims in Michigan win the maximum settlement for their injuries for 25+ years.
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