Not a day in Dearborn goes by when an auto accident does not cause injury to a person. Fortunately, most injured parties recover. Also, fortunately, Michigan is a no-fault insurance state intended to help you get the money you need to recover without delays brought on by an at-fault party’s auto insurance company.
The problem with Michigan’s no-fault policy, however, is this: Injured parties think that whatever their own insurance company provides is all that they can obtain in the form of compensation. They don’t argue. And they don’t argue because they fear not getting anything at all. Auto insurance companies find sneaky ways to deny coverage all the time in Michigan. Innocent injured parties are at a loss about what to do.
At Goodman Acker, these things bother us. We know what insurance companies do to maintain their profit margins. We also know first-hand how devastating it is on our community members in Dearborn.
With a 99% success rate, our car accident lawyers in Dearborn fight hard for you.
Your time, however, is limited. To take charge of your case and make sure you get what you deserve, contact us at (248) 306-8729. Our team of highly skilled car accident lawyers in Dearborn want to know about your case, and we want to know about it in your own language. So, don’t let not speaking English stop you from calling us. Car accident attorney Ronita Bahri represents clients in Dearborn. She was born in Iraq and speaks Aramaic, Arabic, and English fluently.
But there’s more. We don’t just tell you why our clients appreciate us — we let you see for yourself:
Michigan’s auto insurance policy is part of the no-fault law. Every driver must purchase their own auto insurance coverage. The purpose is to ensure that if you are in an auto accident, you get compensation, hassle-free. Michigan, after all, has one of the highest percentages of uninsured motorists in the country, according to the Insurance Information Institute (III), so this type of policy, on the face of it, is a good one.
This policy, however, was recently changed, effective July 2020. Drivers can now choose whether they want unlimited Personal Injury Protection (PIP)––which was required before this new rule––or whether they want to cap their coverage. If the driver chooses the cap, the minimum coverage limits are:
What does this mean for drivers in Dearborn? It means if you are in a serious accident, your insurance policy may not cover all of your injury-related expenses because you may now not have sufficient coverage. This is bad news for someone who didn’t cause a car accident but was seriously hurt in it.
There’s another catch to the no-fault policy: if your own auto insurance doesn’t cover the full costs of your injury, you can sue the at-fault party. It means you now have a hassle on your hands to get the at-fault party to cover the remainder of your losses.
But you don’t have to do it yourself. We are prepared and have the experience, insight, and resources to negotiate with any auto insurance company. We aren’t afraid to take it as far as we must to get you maximum compensation. So, call us today at (248) 306-8729 to learn more.
Not just any Dearborn car accident attorney, but an experienced Dearborn lawyer from Goodman Acker can help you recover maximum compensation for your injuries and additional damages stemming from them.
In a first-party claim––the claim you bring against your own auto insurance company––your no-fault benefits include:
In a third-party claim––the claim you bring against the at-fault party––you are entitled to:
Rest assured, with Goodman Acker, if you have a car accident claim and want to move forward with it, we will put forth all our resources and efforts to help you recover full and fair compensation. As knowledgeable truck accident attorneys and motorcycle accident attorneys, we handle these cases, too.
Safety is always the priority after a car accident in Dearborn. Follow these basic steps to prevent further harm and to protect your rights:
At Goodman Acker, our team of skilled car accident attorneys in Dearborn are ready to discuss your case. Schedule a free initial consultation today.
Car accident claims can leave people in Michigan frustrated and confused. Here, we answer some of the most common questions we get. For answers to your specific questions, contact us at (248) 306-8729 to schedule a free initial consultation.
What Is a Fair Settlement for My Dearborn Car Accident Case?
We cannot tell you the exact value of a car accident claim without first knowing all the facts and circumstances. By reviewing your case with our Dearborn car accident attorney, however, you will get a better idea of what it may be.
Generally speaking, you can add the value of missed work with all medical bills for a rough idea. Remember, it’s only a starting point. There may be other factors that could decrease or increase the compensation you are owed.
How Quickly Will I Receive Compensation for My Car Accident?
How soon you receive compensation depends largely on whether you pursue only a first -party claim or also file a third-party claim. Third-party claims can take much longer.
It will also depend on the severity of your injury. If you require extensive care over a long period of time, it will take longer to negotiate and calculate the full worth of your claim.
Why Should I Work with a Dearborn Car Accident Attorney at Goodman Acker?
Our Dearborn car accident lawyers at Goodman Acker have the experience, skills, and commitment necessary to win cases that secure maximum compensation for our clients. We never look to settle for an auto insurer’s alleged best offer, but we are always working to obtain more of what you should receive.
Additionally, we don’t back down from the serious car accident cases involving spinal cord injuries, traumatic brain injury, and other catastrophic injuries. We handle these tough cases with the same determination and resolve as we do all our other personal injury cases.
Do I Still Have a Case If I Was Partially at Fault for My Dearborn Car Accident?
Yes, you can receive compensation even when partially at fault. Michigan follows a modified comparative negligence rule. If you are found not to have contributed more than 50% to the accident, you can recover, but compensation will be reduced accordingly. If you are found to have been more 50% or more at fault, you will be barred from recovering compensation.
Will I Always Be Able to Obtain Compensation After an Accident?
Not every car accident in Dearborn will result in a successful claim for compensation. In the first place, you must have monetary damages. This means you must have paid for something, like property repairs or medical treatment. If there’s not a scratch on your car or on your person, you likely won’t have a claim to make.
Further, if you are more than 50% or completely at fault for the car accident, you will not be eligible for compensation.
How Long Do I Have to File a Dearborn Car Accident Claim?
Time really is critical. For a first-party claim, you have one year. For a third-party claim, you have three years. The latter is a significant difference. In either case, time will go by fast. If you miss the deadline to file a car accident claim, you won’t be compensated.
If you need to find out more about the claims process and your car accident case, schedule a free consultation with Goodman Acker by calling (248) 306-8729.
If you need a car accident attorney in Dearborn, contact our team online or at (248) 306-8729. One of our staff members will schedule a risk-free, no-obligation consultation where you will be able to sit down and discuss your case with one of our personal injury and car accident attorneys. If we decide you have a claim to make, we can get started on your recovery immediately.
With a success rate of 99% of cases we conclude, we are confident we can help you, too.
We have been helping accident injury victims in Michigan win the maximum settlement for their injuries for 25+ years.
Take a look at what some of our previous clients have to say about the high caliber of the services we provide.
If you have been wrongly injured, we would be happy to review the specific details of your case to determine how we can help.