Proving that Perseverance and 150+ Years of Experience Yield Exceptional Results
Not a day in Dearborn goes by when an auto accident does not cause injury to a person. Fortunately, most injured parties recover. Also, fortunately, Michigan is a no-fault insurance state intended to help you get the money you need to recover without delays brought on by an at-fault party’s auto insurance company.
The problem with Michigan’s no-fault policy, however, is this: Injured parties think that whatever their own insurance company provides is all that they can obtain in the form of compensation. They don’t argue. And they don’t argue because they fear not getting anything at all. Auto insurance companies find sneaky ways to deny coverage all the time in Michigan. Innocent injured parties are at a loss about what to do.
At Goodman Acker, these things bother us. We know what insurance companies do to maintain their profit margins. We also know first-hand how devastating it is on our community members in Dearborn.
With a 99% success rate, our car accident lawyers in Dearborn fight hard for you.
Your time, however, is limited. To take charge of your case and make sure you get what you deserve, contact us at 248-286-8100. Our team of highly skilled car accident lawyers in Dearborn want to know about your case, and we want to know about it in your own language. So, don’t let not speaking English stop you from calling us. Car accident attorney Ronita Bahri represents clients in Dearborn. She was born in Iraq and speaks Aramaic, Arabic, and English fluently.
But there’s more. We don’t just tell you why our clients appreciate us — we let you see for yourself:
- We are routinely featured by newsgroups, like Fox 2 News and Local 4 Detroit.
- We are building our family of completely satisfied clients.
- We have won millions of dollars for our clients.
- We have 150+ years of combined legal experience.
- We have a success rate of 99% for cases we conclude.
- We are available 24/7 for client emergencies.
- We offer free initial consultations to get you started.
Understanding Auto Accident Insurance Claims in Michigan
Michigan’s auto insurance policy is part of the no-fault law. Every driver must purchase their own auto insurance coverage. The purpose is to ensure that if you are in an auto accident, you get compensation, hassle-free. Michigan, after all, has one of the highest percentages of uninsured motorists in the country, according to the Insurance Information Institute (III), so this type of policy, on the face of it, is a good one.
This policy, however, was recently changed, effective July 2020. Drivers can now choose whether they want unlimited Personal Injury Protection (PIP)––which was required before this new rule––or whether they want to cap their coverage. If the driver chooses the cap, the minimum coverage limits are:
- $50,000 if enrolled in Medicaid
- $250,000 for bodily injury to 1 person in any 1 accident
- $500,000 for bodily injury to 2 or more people in any 1 accident.
What does this mean for drivers in Dearborn? It means if you are in a serious accident, your insurance policy may not cover all of your injury-related expenses because you may now not have sufficient coverage. This is bad news for someone who didn’t cause a car accident but was seriously hurt in it.
There’s another catch to the no-fault policy: if your own auto insurance doesn’t cover the full costs of your injury, you can sue the at-fault party. It means you now have a hassle on your hands to get the at-fault party to cover the remainder of your losses.
But you don’t have to do it yourself. We are prepared and have the experience, insight, and resources to negotiate with any auto insurance company. We aren’t afraid to take it as far as we must to get you maximum compensation. So, call us today at 248-286-8100 to learn more.
What a Dearborn Car Accident Lawyer Can Recover for You
Not just any Dearborn car accident attorney, but an experienced Dearborn lawyer from Goodman Acker can help you recover maximum compensation for your injuries and additional damages stemming from them.
In a first-party claim––the claim you bring against your own auto insurance company––your no-fault benefits include:
- Medical expenses (emergency room visits, follow-up care, rehabilitation, etc.)
- Mileage (e.g., transportation to and from doctor appointments)
- Attendant (nursing) care
- Replacement services or domestic assistance
- Wage loss (past and future but only up to three years).
In a third-party claim––the claim you bring against the at-fault party––you are entitled to:
- Excess economic damages, which are past, present, and future expenses not covered by your PIP benefits
- Non-economic damages, which include pain and suffering.
Rest assured, with Goodman Acker, if you have a car accident claim and want to move forward with it, we will put forth all our resources and efforts to help you recover full and fair compensation. As knowledgeable truck accident attorneys and motorcycle accident attorneys, we handle these cases, too.
What to Do after a Car Accident in Dearborn
Safety is always the priority after a car accident in Dearborn. Follow these basic steps to prevent further harm and to protect your rights:
- Seek medical attention. If anyone is hurt, either in your car or elsewhere, call 911 immediately.
- Gather information. Share contact and insurance information with any other driver involved in the accident.
- Gather evidence. Take pictures and video of the vehicles, road conditions, weather conditions, traffic, bystanders who may be witnesses, or anything else to document the scene adequately.
- Notify insurance. You should inform your insurance company as soon as you can––but stick to the facts.
- Contact car accident lawyer in Dearborn. Even if it’s to make sure you know your rights and pursue the legal option best for you, it’s important to speak to an experienced Dearborn car accident attorney.
At Goodman Acker, our team of skilled car accident attorneys in Dearborn are ready to discuss your case. Schedule a free initial consultation today.
Car Accidents FAQs
Our Resourceful Dearborn Car Accident Attorney Answers Your Questions
Car accident claims can leave people in Michigan frustrated and confused. Here, we answer some of the most common questions we get. For answers to your specific questions, contact us at 248-286-8100 to schedule a free initial consultation.
We cannot tell you the exact value of a car accident claim without first knowing all the facts and circumstances. By reviewing your case with our Dearborn car accident attorney, however, you will get a better idea of what it may be.
Generally speaking, you can add the value of missed work with all medical bills for a rough idea. Remember, it’s only a starting point. There may be other factors that could decrease or increase the compensation you are owed.
How soon you receive compensation depends largely on whether you pursue only a first -party claim or also file a third-party claim. Third-party claims can take much longer.
It will also depend on the severity of your injury. If you require extensive care over a long period of time, it will take longer to negotiate and calculate the full worth of your claim.
Our Dearborn car accident lawyers at Goodman Acker have the experience, skills, and commitment necessary to win cases that secure maximum compensation for our clients. We never look to settle for an auto insurer’s alleged best offer, but we are always working to obtain more of what you should receive.
Additionally, we don’t back down from the serious car accident cases involving spinal cord injuries, traumatic brain injury, and other catastrophic injuries. We handle these tough cases with the same determination and resolve as we do all our other personal injury cases.
Yes, you can receive compensation even when partially at fault. Michigan follows a modified comparative negligence rule. If you are found not to have contributed more than 50% to the accident, you can recover, but compensation will be reduced accordingly. If you are found to have been more 50% or more at fault, you will be barred from recovering compensation.
Not every car accident in Dearborn will result in a successful claim for compensation. In the first place, you must have monetary damages. This means you must have paid for something, like property repairs or medical treatment. If there’s not a scratch on your car or on your person, you likely won’t have a claim to make.
Further, if you are more than 50% or completely at fault for the car accident, you will not be eligible for compensation.
Time really is critical. For a first-party claim, you have one year. For a third-party claim, you have three years. The latter is a significant difference. In either case, time will go by fast. If you miss the deadline to file a car accident claim, you won’t be compensated.
If you need to find out more about the claims process and your car accident case, schedule a free consultation with Goodman Acker by calling 248-286-8100.
Contact a Smart, Resourceful Dearborn Car Accident Lawyer Today
If you need a car accident attorney in Dearborn, contact our team online or at 248-286-8100. One of our staff members will schedule a risk-free, no-obligation consultation where you will be able to sit down and discuss your case with one of our personal injury and car accident attorneys. If we decide you have a claim to make, we can get started on your recovery immediately.
With a success rate of 99% of cases we conclude, we are confident we can help you, too.
LEGALLY REVIEWED BY BARRY J. GOODMAN
Barry J. Goodman has devoted his professional life to keeping courthouse doors open for victims seeking justice. Always a tireless advocate for his own clients, Goodman sees his responsibility as a Detroit personal injury attorney in a broader sense as well.
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