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Category: Long-Term Disability

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My Disability Claim Was Denied: What Now?

If you file for social security disability benefits or Supplemental Security Income (SSI) and your claim is denied, you may have questions about how you can proceed. Here some of the next steps you can take and some of the options you still have available to you. Supplemental Security Income (SSI) and Social Security Disability […]

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How To Apply For Disability Benefits in Michigan

Understanding how to apply for disability in Michigan is the first step toward getting the benefits that you need and deserve. Federal SSI and SSDI programs can provide you with hundreds of dollars a month to help you manage your regular living expenses such as food and housing. What is SSI and SSDI? Supplemental Security […]

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What Is ERISA and How Do I File a Claim?

Many employer-sponsored short-term and long-term disability insurance plans are governed by the federal Employee Retirement Income Security Act (ERISA). ERISA regulations are in place to protect employees by establishing standards for how plan sponsors must handle benefits and claims. Your Summary Plan Description will outline the process for filing a disability claim. If your plan […]

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Can I Get Disability Insurance If I’m Self-Employed?

In most cases, as long as you are paying your taxes, you have SSDI coverage according to the Social Security Administration. It may, however, not be simple to collect. Working for yourself has several advantages, but it can be tricky to ensure your benefits when you don’t have the protection of an employer. As a […]

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What Should I Do If My Long-Term Disability Claim Was Denied?

What Should I Do If My Long-Term Disability Claim Was Denied? Dealing with disability insurance issues can be extremely difficult, especially if you are already dealing with a serious illness or injury. If you pay for long-term disability insurance and your application for benefits was denied, it’s important to act fast to have the decision appealed. Many […]

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