After a car accident, it is a common practice to exchange insurance information with the other driver. However, in a no-fault state like Michigan, you can receive compensation for your collision damages from your own insurance company. For this reason, you may be wondering if you will need to contact the other driver and their insurance company at all.
You have no obligation to speak to the other driver’s insurance company after a car accident, regardless of whether you are in a no-fault or fault-based claim state. In some cases, an insurance company will contact a driver to get more details about a car accident.
Drivers do not need to speak to another driver’s insurance company, especially without an attorney. Typically, if a driver is advised to speak with an insurance company, the conversation will be held with a lawyer present. An attorney can provide valuable guidance, advice, and representation in a conversation where an insurance company is attempting to serve their own interests.
Michigan drivers are required to carry no-fault car insurance. This means that drivers can file a claim with their own insurance company in order to recover compensation after a car accident; injury victims do not need to file a claim with the other driver’s insurance company to get coverage for their damages.
In no-fault states, there is rarely any reason for you to speak with the other driver’s insurance company following a car accident. In addition to the general reasons for not speaking to the other driver’s insurance company (e.g. the insurance company working to deny just compensation), drivers in no-fault states do not need to work with the other driver’s insurance company to receive any compensation. There is likely not any reason that the other driver’s insurance company will even try to contact you, but if they do, you do not need to discuss your car accident with them. Your own car insurance provider will offer compensation for your damages, and we can help you receive fair benefits.
The Goodman Acker P.C. legal team can guide you through your car accident claim. We are dedicated to helping you get the compensation you deserve.
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