Filing Your Michigan No-Fault Car Insurance Claim

Michigan is a “No-Fault” state, meaning that both parties involved in a motor vehicle accident are entitled to valuable economic benefits from their applicable insurance companies, regardless of who was at fault for the accident. This includes drivers and occupants in a vehicle.

In addition, many people do not realize that pedestrians, bicyclists, and motorcyclists involved in an accident with a motor vehicle may also be entitled to receive such benefits.

Below is a breakdown regarding each No-Fault insurance benefit you may be entitled to:

• Medical Expenses
• Medical Mileage
• Wage Loss
• Replacement Services
• Attendant Care
• Home Modifications
• Vehicle Modifications

To receive these benefits, a victim must file a no-fault insurance claim with their applicable insurance company. Filing a claim can be confusing and for this reason, our Michigan car accident attorneys developed an essential tip list to help you when it comes to filing a claim. Our lawyers have significant experience helping victims file claims and defending them against the insurance companies. We can do the same for you. If you would like us to walk you through the process and make sure you receive all of your no-fault insurance benefits call our office today at (248) 793-2010. We are happy to answer any of your questions and explain the process to you.

When it comes to filing a claim, here are three essential tips that are important in securing your Michigan no-fault insurance benefits:

1. File your application for No-Fault benefits immediately. There are strict time limitations in Michigan for filing your claim with the proper insurance company. You will not be able to obtain benefits if you fail to file within the deadline.
2. Reimbursable expenses, such as medical bills, must be paid by your insurance company within one year. Insurance companies may use delay tactics or completely deny expenses. If this happens, you must file a lawsuit for those items within one year from the date that expense was incurred. If a lawsuit is not filed within that one-year time period, you will lose all rights to reimbursement.
3. Never give a “statement” to a claims adjuster or allow the adjuster to look at the car damage without the presence of an attorney. Claim adjusters often try to do this in an effort to minimize your pain and personal injuries, therefore paying less on your claim.

If your auto insurance company refuses to pay your benefits, your only recourse is to file a lawsuit against your insurance company. Call Goodman Acker, P.C. today at (248) 793-2010 to have a free, and no obligation conversation with one of our car accident lawyers. We will review your insurance policy and ensure your rights are protected under Michigan’s No-Fault Law.

Goodman Acker has over 30 years of experience helping victims combat the unreasonable insurance companies and secure the no-fault insurance benefits they are legally entitled to. Our car accident lawyers can do the same for you. Best of all should you need our representation, we represent our clients on a trusted no win no fee promise, meaning there are no legal fees or costs whatsoever until we win or settle your claim. Call now to discuss the filing of your claim!