Did you know that one out of every five drivers is not insured? This means that if you were to sustain injuries in an accident you might not be able to receive the help you need. However, if you add uninsured motorist coverage to your policy, you can avoid finding yourself in a terrible predicament. Remember, just because you have insurance on your car, does not mean you are protected against those who do not. Your own car insurance will only protect the other party if you were responsible for the accident. On the flip side, if you were injured by an uninsured driver and do not have uninsured motorist coverage, you can potentially lose everything, even the right to collect compensation for your injuries.
Uninsured and underinsured motorist coverage is invaluable for those who have been injured by a driver who is either underinsured or uninsured, providing a source of legal recovery in the aftermath of an accident. Instead of looking to the at-fault party’s insurance company for compensation, you would turn to your own for the financial recovery you are in need of. In order to receive compensation under this type of policy, you must be able to prove that the other driver was uninsured and legally at-fault for the accident.
Additionally, this coverage is typically inexpensive. For most policies, $500,000 in coverage costs less than $100. Considering how many frivolous things we often buy, this seems like a small price to pay to protect both you and your family.
To be completely sure that you fully protected by your car insurance policy, it is critical to always read it in full. If anything is unclear, ask your insurance agent questions to shed some light on any of the details that might not make sense to you. You could also contact an accident attorney to help you clarify anything that you are still unsure of. The last thing you want to do is pay for car insurance without knowing exactly what is covered under your policy, so ask as many questions as you need to.
Diana Lewis for Goodman Acker: Uninsured Motorist Benefits in Michigan
If you were injured in a motor vehicle accident that was caused by the negligence of an uninsured driver, you can contact the skilled personal injury attorneys at Goodman Acker P.C. Our legal team in Detroit has been dedicated to helping the injured recover compensation for their injuries for over 75 years and would be honored to do the same for you. Reach out to us.
For the representation you deserve, call us at (248) 793-2010 to schedule a free initial case evaluation. If we cannot win your case, you will not owe us any legal fees!
We have been helping accident injury victims in Michigan win the maximum settlement for their injuries for 25+ years.
Take a look at what some of our previous clients have to say about the high caliber of the services we provide.
If you have been wrongly injured, we would be happy to review the specific details of your case to determine how we can help.