A car accident causes extensive financial distress. Injury victims and their families must pay for medical bills, the cost of repairing a vehicle, and other expenses. In addition to the financial damages caused by a car accident, collisions also cause pain and suffering. “Pain and suffering” is a legal term that describes the emotional distress, inconvenience, and […]
On July 2, 2020, Michigan’s new auto insurance law will go into effect, resulting in a number of significant changes for motorists in the state. But what if you’re visiting Michigan as an out-of-state resident and you are involved in a car accident? Are you covered? The short answer is no. Under the new law, […]
Our client, a Detroit resident and working mother of 2 children, was riding as a passenger in her own mother’s car when an unfortunate accident occurred on the I-94 Expressway in Kalamazoo. At or near the 078D ramp, our client’s mother lost control of the car, sending it into another motor vehicle. As a result […]
Although the state prohibits insurers from charging “excessive rates,” residents of Michigan pay some of the highest insurance rates in the United States. This is due, in part, to the state’s “no-fault,” coverage requirement. In an effort to reduce costs for consumers, the Michigan Insurance Commissioner has issued a new law to remove the necessity […]
Many employer-sponsored short-term and long-term disability insurance plans are governed by the federal Employee Retirement Income Security Act (ERISA). ERISA regulations are in place to protect employees by establishing standards for how plan sponsors must handle benefits and claims. Your Summary Plan Description will outline the process for filing a disability claim. If your plan […]
There are two classes of liability — and associated insurance plans — in car accident law. “At-fault” car insurance, which is the norm in the majority of states, assigns liability to one party in a collision. Generally, whoever is deemed liable is responsible for covering the expenses associated with victims’ injuries (some state laws are […]
